Travel insurance is highly recommended if you are visiting a place like Tibet. As there are different sorts of policy available, take a look at it types so that you can decide accordingly.
Kind of policy you should prefer
While choosing an insurance policy, make sure that it covers emergency flights or ambulances because people are prone to high altitude sickness in such regions. Prefer an insurance policy that pays hospitals and doctors directly, instead of you to pay them on spot. There are also some policies that will allow you to contact your homeland where you will find an immediate solution to your problem. Remember that in Tibet, reverse-charge calls are out of question.
It will be highly useful if your insurance covers flight and trip cancellation to Tibet. Majority of tourists only rely on their TTB, i.e. Tibet Tourism Bureau permits and pick them up just before a few days before boarding a flight to Tibet. If you lose your permit or the agency fails to obtain the permits on time, you cannot board the flight. On searching online, you can come across multiple agencies offering you a wide array of insurance policies.
Important tips to know
- Before buying any insurance related to travel, check carefully the Medical and Emergency coverage.
- You can purchase worldwide travel insurance. The benefit is it protects you from the start of your journey to end. Blue Cross Blue Shield and World Nomads are such providers.
- Majority of the Chinese region, including Tibet, medical attention does not match the standard of European and the US countries. Modern medical facilities are available only in Guangzhou, Beijing, Shenzheng and Shanghai. Very few hospitals welcome foreign insurance policies like, Shanghai United Family Hospital, Beijing Friendship Hospital and Peking Union Medical Center.
- Whenever you are visiting Tibet, make sure that you carry proof of insurance and all related documents.
- You can also consider purchasing insurance that covers your luggage and belongings.
- In most Chinese hospitals, cash and Chinese bank cards are only accepted. Even if your insurance covers medical fees, you have to pay on spot, and then, ask for reimbursement.
To know more regarding insurance for your Tibetan trip, get in touch with us.
